Office Contents - Additional Insurance Coverage

RMT Office Contents Insurance Coverage List

This coverage is exclusive to Therapists that currently have their Malpractice and General Liability Insurance with Lackner McLennan!

Coverage

  • $25,000 of Coverage for Office Contents of Every Description
  • Includes furniture, equipment, tenant improvements and other property owned by the insured, or for which the insured is legally liable.

* Note: $1,000.00 deductible

Additional Coverage Included $50,000.00 aggregate for any or all of these coverages:

  • Valuable Papers
  • Accounts Receivable
  • Contents at Un-named Locations
  • Property in Transit*
  • Contents at Newly Acquired Locations
  • Fire Department
  • $500 on Money, Cheques, Stamps
  • Personal property of employees
  • Exterior Glass and Exterior Signs
  • Courier and Parcel Post
  • Professional Fees
  • Consequential loss assumption
  • Computer Equipment (on Premises)
  • Exhibition Floater
  • Installation Floater
  • Fine Arts
  • Roadways, Walkways, Parking Lots, Growing Plants trees

* Transit and off-premise coverage would provide protection, for example, of a table you might take to an off-site treatment.

BUSINESS INTERRUPTION

  • Actual Loss Sustained

CRIME INSURANCE

  • $ 5,000 Employee Dishonesty
  • $5,000 On Premises Robbery
  • $5,000 Outside Robbery
  • $5,000 Depositors Forgery
  • $5,000 Money Orders & Counterfeit Paper Currency

LIABILITY INSURANCE (Excludes Professional Liability)

  • $2,000,000 Commercial General Liability
  • $2,000,000 Personal Injury Liability
  • $2,000,000 Non-owned Automobile Liability
  • $100,000 Tenants Legal Liability
  • $2,500 Medical Expenses

The above is a description of coverage only. Please refer to the policy for specific coverage and limits.