RMT Office Contents Insurance Coverage List
This coverage is exclusive to Therapists that currently have their Malpractice and General Liability Insurance with Lackner McLennan!
Coverage
- $25,000 of Coverage for Office Contents of Every Description
- Includes furniture, equipment, tenant improvements and other property owned by the insured, or for which the insured is legally liable.
* Note: $1,000.00 deductible
Additional Coverage Included $50,000.00 aggregate for any or all of these coverages:
- Valuable Papers
- Accounts Receivable
- Contents at Un-named Locations
- Property in Transit*
- Contents at Newly Acquired Locations
- Fire Department
- $500 on Money, Cheques, Stamps
- Personal property of employees
- Exterior Glass and Exterior Signs
- Courier and Parcel Post
- Professional Fees
- Consequential loss assumption
- Computer Equipment (on Premises)
- Exhibition Floater
- Installation Floater
- Fine Arts
- Roadways, Walkways, Parking Lots, Growing Plants trees
* Transit and off-premise coverage would provide protection, for example, of a table you might take to an off-site treatment.
BUSINESS INTERRUPTION
- Actual Loss Sustained
CRIME INSURANCE
- $ 5,000 Employee Dishonesty
- $5,000 On Premises Robbery
- $5,000 Outside Robbery
- $5,000 Depositors Forgery
- $5,000 Money Orders & Counterfeit Paper Currency
LIABILITY INSURANCE (Excludes Professional Liability)
- $2,000,000 Commercial General Liability
- $2,000,000 Personal Injury Liability
- $2,000,000 Non-owned Automobile Liability
- $100,000 Tenants Legal Liability
- $2,500 Medical Expenses
The above is a description of coverage only. Please refer to the policy for specific coverage and limits.